XRP ACCEPTED
USDC ACCEPTED
RLUSD ACCEPTED
AVG SETTLEMENT 3.2s

Retail Crypto Payment Infrastructure

The Future
of Retail
Payments

Accept XRP and USDC at your register. Instant settlement, lower fees than credit cards, zero chargebacks.

Apply as a Merchant See How It Works
0.5% Avg Gas Fee on XRP
<5s Transaction Settlement
1.8% Starting Rate
$0 Chargeback Risk

Process

How a
payment works

01

Cashier Enters Total

The cashier enters the sale amount into the ANVA terminal on their tablet — just like any other POS system.

02

QR Code Appears

A unique QR code is instantly generated on screen for the exact transaction amount in XRP or USDC.

03

Customer Scans

The customer scans with any crypto wallet — Coinbase, Trust Wallet, or any XRP/USDC compatible app.

04

Confirmed ✓

Payment confirms in under 5 seconds. Funds hit your ANVA wallet instantly. No waiting, no reversals.

Advantages

Built for
real retail

↓

Lower Fees Than Cards

Credit card processors charge 2.5–3.5% per transaction. ANVA starts at 1.8% and drops as your volume grows. Keep more of every sale.

⊘

Zero Chargebacks

Crypto transactions are irreversible by design. No disputed charges, no funds clawed back weeks later, no chargeback fees.

◈

Your Own Crypto Wallet

Every merchant gets a dedicated ANVA wallet on signup. Your funds are isolated, secure, and visible in real time from your dashboard.

⇄

Auto USD Conversion

Choose what percentage converts to USD automatically. Keep 100% as crypto, 100% as USD, or anything in between — you're in control.

◻

Any Tablet, Any Store

No proprietary hardware. Run ANVA on any iPad or Android tablet already at your register. Setup takes under 10 minutes.

↗

Volume Rewards

Your rate automatically drops as your monthly crypto volume grows. The more your customers pay with crypto, the less you pay in fees.

Accepted Currency

Two cryptos.
One reason: reliability.

XRP

Ripple Network

One of the fastest and cheapest payment networks in crypto. XRP settles in 3–5 seconds with transaction fees under a fraction of a cent — built for real world payments.

3–5s

Settlement

<$0.001

Gas Fee

Top 10

Market Cap

USDC

USD Stablecoin

A USD-pegged stablecoin — perfect for merchants who want crypto payment capability without price volatility. What comes in at $42.50 is worth $42.50 when it lands.

$1.00

Always

~0%

Conversion Cost

Instant

USD Parity

RLUSD

Ripple USD · XRP Ledger

Ripple's own regulated stablecoin built natively on the XRP Ledger. Combines the stability of a USD peg with the speed and near-zero fees of the XRP network.

$1.00

USD Pegged

<$0.001

Gas Fee

3–5s

Settlement

Rates that
reward growth

Monthly Crypto Volume Your Rate Tier Notes
$0 — $5,000 1.8% Starter All new merchants begin here
$5,001 — $25,000 1.5% Growth Rate set by prior month volume
$25,001 — $100,000 1.3% Established Rate set by prior month volume
$100,001 — $500,000 1.1% Enterprise Rate set by prior month volume
$500,000+ Custom Partner Contact us to negotiate

* $0.35 minimum fee per transaction applies across all tiers  ·  Fees billed end of month based on prior month volume  ·  Auto-deducted from merchant wallet

Treasury Control

You choose
your split

Example: 70% USD / 30% Crypto

70% Auto-converted to USD
30% Held as Crypto

Your treasury.
Your rules.

Set any USD/crypto split from your merchant dashboard. Change it anytime. Every payment automatically splits the moment it settles — no manual work required. Need 100% USD? Done. Want to stack crypto? Keep it all.

Ready to accept
crypto?

Join merchants across the country accepting XRP and USDC at the register. Setup takes less than 10 minutes.

Apply Now Contact Sales